Find Your Personal Loan: $500 – $5,000


When you need money now, it’s usually for a really important reason. If you need a fast loan then ViviaFi could be the answer. 

It’s easy to get quick cash with an online loan when you need money now. Simply click apply to get started.


That’s what ViviaFi is here for.

When life throws you a curveball, we help you hit it out of the park. When you get lost in a maze of expenses, we help you find the way out. When you’re drowning in unpaid bills and need money now, we can be your life preserver.


ViviaFi can help connect you to the cash you need with a wide range of financing options depending on the direct lender. Here are a few of the most common methods that you can secure cash as quickly as possible.

A payday loan online is one of the most popular options for borrowers who just need money now as a cash infusion to tide them over for a week or so. With a payday loan, you could have cash in your checking account within 1 – 2 business days depending on the lender that you work with. Then a week or two later, you’ll be able to pay the loan back with your next paycheck. Our customers tend to prefer payday loans because sometimes they usually don’t require a hard credit check. Often, your proof of income is used to determine your ability to pay back the loan.

A cash advance online is another great option for those who just need money now and can pay back quickly. Similarly to a payday loan, an advance doesn’t rely on a perfect financial history to get approved. The major difference is that your cash advance isn’t usually expected to be paid back with your next paycheck.

For bigger expenses, like home renovations, an installment loan online may be the ideal way for you to borrow money with no hard credit check typically. Installment loans are longer term than other types, and the payment schedule is set in stone from the beginning, so you can plan exactly how much to pay back every month.

A final option, personal loans online, is for people who have already established a reasonable financial history or credit rating. This type of loan usually does require a credit check, and can be used for long or short term financing.

We’ve helped tons of regular people just like you get the funding they need for expenses like these:

Sometimes the first of the month sneaks up on you out of nowhere. Let us help you keep a roof over your head with a short term loan to pay your mortgage or landlord.

Maybe you had to make a tough decision last month to skip the electric bill. Now your next payment is due and they’re threatening to shut off your power. We can help secure financing to keep your house running smoothly, whether it’s power, water, heat, air conditioning, internet, or more.

Do you need to make a deposit on daycare or risk losing your child’s spot? Or do you need to pay your college tuition on time to avoid getting dropped from class? Whether it’s for you, your child, or a loved one, let us get you the funding you need.

Do you desperately need cash now in order to get out of a tough financial situation?

Are you caught between a rock and a hard place?

ViviaFi has been helping people just like you get the funds they need, when they need them. It doesn’t matter what you need the extra cash for, we can be your foot in the door when the other banks would turn you away.


People love that we can help them get approved for financing without ever leaving the comfort of their home. A simple, streamlined online application matches your monetary needs with your 21st century expectations.


For people with incomplete or a poor credit history, we can help when you need money now and have bad credit by finding loans that don’t always take your credit score into account. When the banks say no, apply through ViviaFi to have your application reviewed by the direct lenders we work with.


We don’t ask what you are planning to use the funds for. Once your financing is approved and the funds deposited to your checking account, the cash is yours to use as you please.


People like you turn to ViviaFi when they need cash now. We can help you get funds faster than you might think.

We’ve got financing for everyone. From paycheck loans for those looking for very short term funding to installment loans for bigger investments that take a longer time to pay off. That’s why when you need cash now, you reach out to us. We work with many lenders, and our simple, streamlined, online loan form is designed to get cash in your bank account with haste and without hassle. Whether you need an installment loan, personal loan or even a payday loan we are able to help.


You don’t have time for filing lengthy paperwork, faxing forms back and forth, waiting on credit reports, or reading page after page of fine print terms and conditions.

You have bills that need to be paid soon. You have expenses you need to cover. You have tough times that need to end.

Let ViviaFi help you find the way out of the financial wasteland. With a just few minutes at your computer completing our online application, you can be on your way to cash in your bank account ASAP.

Don’t let another bill go unpaid. Don’t miss opportunities because of lacking funds. And don’t sacrifice your happiness on account of mere money.

If you need money now, we’ll show you how.

© ViviaFi 2024. All Rights Reserved.

-ViviaFi is not a lender in all states. ViviaFi uses various credit reports, data sources, and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. Decision may take longer if additional verification or documents are required.

†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.